$1 off a Jamba Juice Smoothie

$1 off a Jamba Juice smoothie

Tweet This Post

Bucca Di Beppo (Italian Restaurant >> $10 Off Any Purchase of $20 or More <<

Bucca Di Beppo (Italian Restaurant >>  $10 Off Any Purchase of $20 or More <<<

EXPIRES: 12/31/10 - One coupon per visit per table. Present this coupon at time of purchase to receive discount off your total purchase.

Not valid with any other offers or discounts. Not refundable or
redeemable for cash. Excludes tax, gratuity and purchase of gift cards.
Excludes alcohol in states where prohibited by law. Valid for dine in
or Buca To Go. ENTPub$OFF  Subject to Rules of Use. Coupons VOID
if purchased, sold or bartered for cash. .

Tweet This Post

FREE Wal-Mart Product Samples – Updated frequently by Wal-Mart

FREE Wal-Mart Product Samples – Updated frequently by Wal-Mart

Note: These offers will require you to submit your name, address and e-mail address

EXPIRES: New offers are continually posted.

Tweet This Post

Is your daily cup of coffee costing you $1500?

Your daily trip to the coffee shop could be costing you around $4 per day.  Over 12 months, this could easily add up to $1500 out of your pocket.   Compare that to the cost of brewing your Java at home which amounts to only a few cents per day and decide for yourself.

Here are a few simple steps that you can take to duplicate the quality that you’ve been pay big bucks for.

1. Get a screw on water filter from target or walmart and only use filtered water when making your coffee.
2. Pick up quality coffee from Target, Walmart or even Costco.  Freshly grinding your coffee beans at home will somewhat improve the flavor of the coffee.  So, consider this step if you have the time and patience.
3. Pour the coffee into a well insulated stainless steel (inside and out) commuter mug to keep it warm and your ready to hit the road with one less stop to make on the way to work.

To take advantage of more of our secret money saving tips, be sure to explore the categories listed on the right hand side of the page or use our friendly search box located in the upper right hand side of this screen.

Tweet This Post

Saving on Groceries (10 ways to save)

Some food for thought…….

Thinking back over the years, it’s really hard to believe how much food prices have increased at grocery stores over the years. According to my relatives that lived through the great depression, food prices were affordable to most people of modest means. Well, I’m not sure the same thing can be said these days. Since food is becoming a larger part of the American family budget, we thought that we would throw out a few of our favorite ways to save at your local grocery store.  So, here is the game plan that we came up with.

1. Shop with a detailed list of only what you need to purchase.
2. Larger sized packaging marked as “value buy” may not actually being saving you any money.  In fact, it may end up costing you more per unit.
3. Keep a running list of prices that you prices that you spot at different stores and either try to map out a sensible route and schedule or see if some of the stores closer to you will price match (e.g. Wal Mart)
4. Always verify at the register that you received the posted sale (or club card) price.  Double check your receipt before you leave the store.
5. Consider getting take out from the grocery store deli instead of a pricey restaurant.  This simple tip could save you both cash and time.
6. Create and stick to a weekly family meal plan.  Make sure to take a good look at the fridge as well as your kitchen cabinets before making you list for the week.
7. Keep a “to buy” list on a piece of paper in an easy to find place in your kitchen and update it frequently as you start consuming food items.
8. Plan out your tips to various store in a way that will minimize your time and mileage on your vehicle.
9. Make sure to check the per unit price on items (vs. just the shelf price).
10. Always ask for rain checks when a store is out of an item on sale.

Tweet This Post

How to get a cheap starbucks mocha coffee

Step I.  Order a Grande Pike Place  (or whatever you like that they have on tap) coffee in a Venti sized cup to allow extra room for other stuff.

Step II.  Fill in the empty space with the free half and half that they provide at the  creamer/sugar/napkins counter.

Step III.  Add in the provided Chocolate/Mocha power provided free.

Step IV.  Add in sugar.

Step V.    Stir well and enjoy!

There you have it.  You’ve now created your own creamy, chocolaty and sweet simulated mocha coffee for significantly less money and probably much less time waiting for the fancier version to be made.

Tweet This Post

Kids and money…

Keeping money in perspective.

One simple idea to help your child to put money into a healthy  perspective is to:

• Ask your kids to close one eye and hold a quarter a few inches in front of their eye.
• Now ask them what they can see out of that eye.
• Next ask them to hold the quarter as far away from their opened eye as possible (still holding it level with the single open eye).
• Next, ask them what they could see when the quarter was close (the typical answer is just the quarter).
• Now ask them what they could see when the quarter was held farther away from their eye (the typical response is that they can see both the quarter and  all the other things in front of them).

So, as you guessed, this object lesson is intended to communicate that if all you pursue in life is accumulating money and wealth, that will block out everything else in your life.  However, if  you keep money in a proper perspective, you will enjoy a more balanced life.

Here are some great ways to teach you kids about money

1. When your kids are young,  consider setting up a weekly allowance for them. There are several considerations that you may want to think out  before offering the allowance.  For example:
   • Do you want the allowance to just be automatic, no strings attached?
   • Do you want to the allowance to be tied to work that they do around the house?
   • Are you willing to consider paying your kids a little extra when they choose the save some of their allowance (paying interest on savings)?   Likewise, are you willing to charge them a little extra money when they ask for an advance on their allowance?
   • Do you want to encourage  (or require) your kids to set aside some money to share (with those less fortunate than them)?
2. Ask your kids where they think money comes from.
3. Ask your kids if they think it is a good idea to save money (and why)?
4. Sit down with them and try out this “what if “calculator to show your kids how fast money grows when invested  (the lesson of compounding).

The follow is an interview with a six year old child regarding their views about money.  You may be surprised by the responses.   Try asking similar questions to your children and you may be surprised as well:

(Q)  What is money?

It’s tender.  A dollar and coins.

(Q) What  do you do with money?

Spend it save or share it.

(Q) What happens when you only have a little bit of money?

You could end up with no money if you keep spending.

(Q)  What can happen when you have way more money than you need?

You can get greedy or rich.

(Q)  How do people get money?

They work at work.   If you’re like a kid you can have an allowance.

(Q)What’s an allowance?

Money that you can either save or spend.

(Q) Can you be happy with just a little money?

Well, kinda, well if you save or spend?

(Q)  What do you do with the money you share?

At church we have like this little bank.  We put money it and give it to people that need it.

Tweet This Post

Cashing in on coupons…

Many people don’t realize how much money they can save by using coupons from the newspaper, web, direct mail, etc. Here are some of the ideas that we tried out recently.

• Ask yourself if the product associated with the coupon is something that you really need.  Sifting out the coupons that don’t make sense for you and your family is a good way to control spending.
• Start a coupon trading club with your friends and co-workers.  This is a win win strategy that may allow you to double dip on the savings.
• Sort your coupons by:
  • Expiration date (earliest to latest expiration date)
  • By major categories (e.g. food, dinning, clothing, crafts, entertainment, travel)
• Check store ads and clearance racks to see if you can combine a sale with your coupons.
• Try keeping the coupons with you whenever you leave the house.   So, if  for example, you or your family decides to dine out, you can consider the coupon savings opportunities before deciding where to dine.
• If the store is out of stock of the item(s) that match up with your coupons, ask the store manager if you can get a rain check on the coupon.

Tweet This Post

Cheap and smart ways to eat out for less…

These days if you work at it you can actually eat for substantially less that you thought.  We have identified several ideas to help you get started.

Coupons can be a great way to save on food at restaurants.  However, it is important that know which ones are really a good deal.  Here are some tips.

• Do the math first – Calculate your saving ahead of time.  For example, if the coupon is a buy one sandwich get one free deal when you purchase one fountain drink, make sure to check the price of the required fountain drink.  Add the regular price of the sandwich and the fountain drink price.  Next, subtract the price of the regular price of two sandwiches and there is your saving.  Some establishments have been cleverly raising prices and marketing coupons.
• The fine print – Make sure to check the expiration date and other requirements to redeem the coupon.
• Saving $ off of what? – Some establishments will jack up their prices and then offer awesome discounts off inflated prices.

Money saving strategies for dinning out for less

• Fast Food
  • Stick to the real deal -Lately they have been offering great deals (e.g. value meals).  Remember, that the restaurants are probably barely breaking even on their cheap deals.  So, they hope to make money on the higher priced extras like fries, soda and deserts. Lately McDonalds figured out that they can make a decent profit by selling fancy coffees similar to what the expensive coffee chains offer, but for less.
  • Home base for saving – Save big by skipping the fries and snagging the soda at home.
  • Double up on that 99 cent burger, sandwich, baked potatoe (wendy), salad, etc and make a meal out that.  Skip the fries and soda and your eating cheap.

• Sit down restaurants
  • Predictable prices – Stick with restaurants that have standard pricing any time of the day (as opposed to place that jack up their prices for dinner).  One example is Chili’s bar and grill.
  • Two meals for the price of one - Many restaurant serve larger portions that people could (or should) eat in one sitting.  Instead, eat half and take the doggie bag home or to work and enjoy another meal.
  • Adults eating childish - Some people suggest that you order off the lower priced kids menu to save money.  I might try that on a to go order, but I don’t think I would have the guts to order that kind of meal when dinning in the restaurant.
  • Being fair -  If you choose to eat inside a sit down restaurant, don’t skip the tip.  Waiters work hard and they should be treated fairly.  If you’re not into tipping, order take out instead.

• Take out at the buffet
  • Several restaurants will allow you to do take out from the buffet.
  • Typically, the rule is that you can take out what you can fit in their take out container (typically a decent size).
  • The price for this may not seem cheap, but don’t be surprised if you get at least two meals out that take out container if you packed it up to capacity
  • This allows you save on those expensive beverages by getting them at home or out the reasonably priced vending machine at the office.
  • Also, since a waiter is not involved, there is no need to tip.

Tweet This Post